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Are hearing aids covered by insurance?

Insurance coverage for hearing aids can vary. Find relevant information, and make sure you get the best solution for your needs.
Published 7/15/2024,
Updated 2/17/2025
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Insurance coverage

Are hearing aids covered by insurance?

Great news!

In many cases, hearing aids are covered by insurance, and at HearUSA, we’re here to help you make the most of your benefits.

Here’s what you need to know:


  1. Coverage varies by plan

    Insurance coverage for hearing aids can differ depending on your provider and plan.

    Some plans offer full or partial coverage, while others may provide discounts or benefits toward your purchase.

  2. We work with most major providers

    HearUSA partners with a wide range of insurance providers to ensure you get the best value.

    Our team will guide you through understanding what’s covered and how to maximize your benefits.

    Medicaid and Medicare

    Medicaid
    Coverage for hearing aids is often available for eligible individuals, but it varies by state.

    Medicare 
    While Original Medicare typically doesn’t cover hearing aids, some Medicare Advantage (Part C) plans may offer hearing aid benefits.

  3. FSA/HSA accounts

    If you have a Flexible Spending Account (FSA) or Health Savings Account (HSA), you can use these funds to help cover the cost of hearing aids.

    We're here to help!

    Navigating insurance can feel overwhelming, but that’s where we come in.

    Our team will handle the paperwork and work directly with your insurance provider so you can focus on what matters—better hearing.

 

Medicare

Are hearing aids covered by Medicare?

It's no secret that the ins and outs of Medicare can be complicated, but we can help.


  1. Original Medicare (Parts A and B)

    Original Medicare does not cover hearing aids or exams.

    However, Medicare will cover diagnostic hearing tests if your doctor orders them to determine if you need medical treatment for hearing issues.
     
  2. Medicare Advantage (Part C) Plans

    Many Medicare Advantage (Part C) plans offer hearing aid benefits. These plans often include:

    - Coverage for hearing aids.

    - Discounts or allowances toward the purchase of hearing aids.

    - Access to specific hearing aid brands or models at reduced costs.

    Tip: Check with your Medicare Advantage provider or let us help you explore your coverage options.

  3. We’re here to help you maximize your benefits

    HearUSA works with many Medicare Advantage plans to make hearing aids more affordable.

    Our team will:

    - Help you understand your plan’s benefits.

    - Handle the paperwork for you.

    - Provide personalized recommendations based on your coverage and budget.

  4. Other financial options

    If your Medicare plan doesn’t cover hearing aids, don’t worry!

    We offer flexible financing options and accept FSA and HSA funds to help make better hearing affordable.
Need more information?

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